Nov 28, 2007 15:00
17 yrs ago
8 viewers *
français term

décote et surcote

français vers anglais Affaires / Finance Économie
... le principe d'une décote et d'une surcote pour inciter les salariés à rester plus longtemps dans l'entreprise ...

this is from an article on the reform of pensions in France. I presume that 'décote' and 'surcote' is in reference to pension contributions. I translated the sentence as:

... the use of premiums and allowances on pension contributions to encourage employees to remain in the same company ...

I'm just not sure if premiums and allowances are used correctly in this context. Thanks for any suggestions.
Proposed translations (anglais)
5 +1 penalties and bonuses NFG

Discussion

CMJ_Trans (X) Nov 28, 2007:
That said: Allongement - de 37 ans et demi à 40 ans - de la durée de cotisation requise pour bénéficier d'une retraite à taux plein, instauration d'une décote en cas de départ avant et d'une surcote au-delà de ce seuil...
http://www.lesechos.fr/info/fra
CMJ_Trans (X) Nov 28, 2007:
IATE gives pension penalties and pension bonuses respectively - but penalties is obviously incorrect in this context

Proposed translations

+1
50 minutes
Selected

penalties and bonuses NFG

As CMJ has already posted these terms, I'm not going for points on this.
However, being personally affected by this system, you can imagine it's a sensitive issue for me.
With the reform, if you haven't done your 40 years when you get to retirement, you not only get a reduction of your pension but a penalty (la décote)
Example: I retire, having reached pensionable age, with 39 years contributions instead of 40. I get 39/40ths of my pension, AND I get a percentage off on top of this BECAUSE I haven't done 40 years.
I retire, having reached pensionable age, with 41 years contributions. I get 40/40ths of my pension (full pension) PLUS a bonus (la surcote) because I've worked a bit longer.
I am, unfortunately for me..... absolutely sure of this.

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Note added at 53 mins (2007-11-28 15:54:04 GMT)
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Sorry I meant I'm absolutely sure of what this system implies.... I certainly consider the décote to be a penalty.....!!!
Was just wondering about bonus/penalty insofar as it is a permanent part of your pension, not just a one-off payment... would that make a difference?
Peer comment(s):

agree CMJ_Trans (X) : my only hesitation about décote was because of the context, though, with hindsight it is logical. As a private sector contributor, I still think 40 years for all is fair... plus, I've done some research and it's amazing what you can put towards the total
2 minutes
Thanks CMJ :-). Yes, 40 years for all can only be fair. What people complain about is that you not only receive n/40ths if you retire before 40yrs (fair enough) but they reduce that sum again with the decote.I started too late and won't get to 40 yrs!
Something went wrong...
4 KudoZ points awarded for this answer. Comment: "Thanks to CMJ and katsy, very enlightening answers!"
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