Translation glossary: Economic & Financial

+ dex: Situație de insolvabilitate în care se află un comerciant, un industriaș etc., RECUNOSCUTĂ ȘI DECLARATĂ DE O INSTANȚĂ JUDICIARĂ / JUDECĂTOREASCĂ. 
+ A debtor that, upon voluntary petition or one invoked by the debtor's creditors, IS  JUDGED LEGALLY INSOLVENT. The debtor's remaining property is then administered for the creditors or is distributed among them.
+ HAVING BEEN LEGALLY DECLARED FINANCIALLY INSOLVENT
+ Financially ruined; impoverished.
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!+++++ What is Bankruptcy ? +++
Bankruptcy is a way of dealing with any debts that you may have if you are unable to pay them back. It is generally seen as the last resort as it will mean selling off any assets that you have and does come with a number of possible consequences to your career and your credit rating. Generally it will be your creditors that petition for your bankruptcy but you may also do this yourself if you wish.
It is important to remember that bankruptcy is not an easy way out as it can have some detrimental effects so you should keep this in mind if you are thinking of declaring yourself bankrupt. By being declared bankrupt you will mark your credit rating for around 6 years. This means that if you apply for credit you will most likely be declined or face high repayments.
You will not be able to keep your bankruptcy a secret and should expect the details to be listed in your local newspaper which can cause embarrassment. Any equity that you have in your home could be used by the Court to go towards your bankruptcy and there is a risk that you could lose your home.

Bon de consum colectiv

Collective consumer ticket

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Bon de predare transfer, restituire

Delivery receipt for transfer, reimbursement

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Borderou de vânzare/încasare

Sale/collection register

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certificat de înregistrare în scopuri de TVA

registration certificates for VAT purposes

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certificat(e) de înregistrare fiscală

fiscal registration certificate(s)

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certificat(e) de concediu medical

medical leave certificate(s)

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Chitanţe pentru operaţiuni în valută

Receipts for operations in foreign currency

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corporate taxes

impozite asupra întreprinderilor

anglais vers roumain

creditor chirografar

unsecured creditor

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declarație de înregistrare fiscală

fiscal registration statement

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desfiinţează tranzacţia

abolish/cancel the transaction

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despăgubirea în altă valută

currency indemnity

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Dispoziţie de livrare

Delivery order

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Dispoziţie de plată-încasare către casierie

Payment-collection order for the cashier's office

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DL/C- Documentary Letter of Credit

Scrisoare de credit documentară

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dobânzi penalizatoare

default interest

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drept de preemţiune

the right of pre-emption

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factură - aviz însoţire marfă - chitanţă - monetar - bon cu valoare fixă - borderou de achiziţie

invoice - shipment slip - receipt - cash balance - bank vouchers - purchase register

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financing fee

comision de finantare/creditare

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fixarea concertată a preţurilor

concerted price fixing

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Formulare financiar-contabile (nepersonalizate şi personalizate)

(Non-personalized and personalized) finnancial-accounting forms

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GDP

PIB

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insolvency

insolvabilitate / insolvabilitate [jur., ec.]

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+ dex: Situație în care se află un debitor ale cărui bunuri sunt de o valoare mai mică decât totalitatea obligațiilor care ar urma să fie satisfăcute cu acele bunuri. 
+ Situație a celui insolvabil; INCAPACITATE DE A ACHITA DATORIILE BĂNEȘTI.
+ THE LACK OF FINANCIAL RESOURCES. 
+ a determination by a bankruptcy court that a person or business CANNOT RAISE THE FUNDS TO PAY ALL OF HIS/ HER DEBTS. 
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
+++ What is Insolvency ? +++
Insolvency is simply where you are unable to pay back your debts when the payment is requested and have no way of obtaining money. UNLIKE BANKRUPTCY, INSOLVENCY IS NOT A LEGAL PROCESS  and merely describes the debt and financial problems that have occurred. It is a term that IS also often used IN RELATION TO A BUSINESS THAT IS IN DEBT AND CANNOT AFFORD TO KEEP GOING. 
+++ IF YOU ARE INSOLVENT THEN IT IS IMPORTANT TO REMEMBER THAT YOU DO NOT HAVE TO DECLARE BANKRUPTCY.
These days there are a number of other methods for taking control of your finances and paying your debts. You should however make sure that you tackle your debts now whilst you have the chance before bankruptcy does become an issue.

Lista de inventariere

Stock card

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