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Mortgage insurance Canada

Liabilities
Although you have the ability to indicate exclusion of debt, Canada Guaranty only sees the total amount of debt included in ratios.
Both Equifax and TransUnion credit bureaus are reviewed and used to rebuild liabilities and payments.
It is helpful to identify when debt is being paid out or excluded from the ratios.
MLS vs. Private
Please ensure the correct indication is highlighted:
either MLS listed (with MLS number, if known) or private sale, as this is considered in our property assessment.
Multiple Properties
If multiple properties are owned, please provide a breakdown of the value and mortgage amount on each property to assess equity position, and confirm which properties will be kept.